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To find the best and cheap solar panel you need to do a quick online search. Get quotes from 3-4 companies and then do a thorough comparison of the solar panel quotes. The initial cost of installing a solar system may look a bit on the higher side but in the long run you will be saving huge sums of money. To make the most of this gift of nature invest in the best solar panel and enjoy free and uninterrupted energy supply for years!
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Are you Okay Being in the Debt Trap? You won?t After Using SIP Calculator Finance Articles | August 11, 2019
In recent years DJ Moore Rush Jersey , the trend of taking loans for fulfiling the expensive desires has reached an alarming level. Indians are quite comfortable taking the route of debt for achieving any of their financia...


In recent years, the trend of taking loans for fulfiling the expensive desires has reached an alarming level. Indians are quite comfortable taking the route of debt for achieving any of their financial objectives without giving a second thought. Talking about numbers, the retail lending for household debt rose to Rs 6.78 lakh crore for 2017-18 from Rs 3.75 lakh crore for 2016-2017. The numbers are increasing at lightning pace as Indians are developing a habit for taking loans for every desire. It is not only slowing down the economic growth of the nation but this poisonous habit is eating out a lot from individuals who are involving in debt. The major concern is that people taking loans for distinct goals are not even aware of the opportunities that can save them from toxic debts. The SIP calculator can help you know what harm you are doing to yourself by taking loans.


India is Becoming Nation of EMI
Taking the route of Equated Monthly Installment (EMI) has become a primary means to buy cars Jordan Scarlett Jersey , houses, smart-phones, and various other desired objects. It has also been witnessed that to save oneself from financial imbalances Christian Miller Jersey , people tend to choose the path of EMI even when they do not need to. On an average, Indians are borrowing much more than what their monthly income would allow. As per the data released by Reserve Bank of India for FY2018, per capita GDP of India rose by 8.5% while the per capita loan amount increased by 17.9%. This shows that the growth rate of the income won’t be able to support the growth rate of debts in the future and the borrower will have to pay much more than what he is borrowing after considering the growth in his income.


Loans and Debts are Eating out the Economy
Debts to a nation’s economy are just like pests and termites to a farm. Lower debts aids to consumption-driven economic growth and a higher debt can lead to higher interest rates and a slowdown in economic growth. This can further lead to a decline in production and can increase unemployment. You may have never given it a thought while taking the loan but with every loan taken Will Grier Jersey , you might be slowing down the economic growth of the nation given that the growth in GDP is not at par the growth in per capita loan amount.


Loans are Ugly if You Take a Closer Look
Indians have a tendency to not give much attention to any concern until it is harming themselves. So, let’s talk about how you are hurting yourself by taking loans and EMI for your desire and ambitions. The average interest rate of loans for a car, home Greg Little Jersey , education etc ranges between 8% to 12%. For easier calculations, we can take 10% as an average. Now suppose you are taking a loan of Rs 20 lac at 10% rate which needs to be paid back in 10 years. You will have to pay nearly Rs 26,400 every month for 120 months by which you are actually paying more than Rs 31 lakh for a loan of Rs 20 lakh. It is way more even if we consider monthly income growth. If you are okay with paying Rs 31 lakh for Rs 20 lakh Brian Burns Jersey , then you need to look at . Wholesale Jerseys China Wholesale Cheap Jerseys Wholesale Nike NFL Jerseys Wholesale NBA Jerseys Wholesale Authentic MLB Jerseys Wholesale College Jerseys Wholesale Soccer Sports Jerseys Wholesale NHL Hockey Jerseys Wholesale Authentic Baseball Jerseys Cheap NFL Jerseys Wholesale